@THgrumpy67 @omega469 @Heather_Jones5 @etmilitavi Would you rather pay 15% of 72K, or 3% of 400K? Also, whilst the interest rate was higher, not only was the offset by tax relief, but there was a much much lower house price to earnings ratio. You paid a higher APR, but by all other measures you paid much less https://twitter.com/bentasker/status/1576528664316899330/photo/1